Cash at completion
Money paid to you on the day the sale completes.
Deal Structure Simulator
See how you could be paid.
Most owners worry less about the headline price and more about how and when they actually receive it. Move the sliders to see how different structures work. Nothing here is an offer.
How you would be paid
- Cash at completion
- £750,000
- Seller note
- £250,000
- Interest on the note
- £30,000
- Value of stake you keep
- £0
Total value to you, including interest and stake
£1,030,000
Note repayments of about £93,333 a year for 3 years.
A simple illustration, not an offer or financial advice. The stake is shown at today's value and could be worth more or less later. Real terms depend on the business, due diligence and a signed agreement. Speak to your own accountant about tax.
Talk Through Your OptionsPlain English
What the terms mean
Every deal is agreed in writing before anything is signed.
Seller note
Part of the price you lend to the buyer, repaid on a fixed schedule with interest, agreed in writing.
Retained stake
A share of the business you keep, so you benefit if it grows under new ownership.
What we avoid
Complicated earnouts tied to targets you no longer control. We prefer terms that are clear from day one.
A considered first step
Your next chapter. Our focus.
If you’re thinking about retirement, succession, or stepping back, talk to a buyer who plans to keep your business, not sell it on.
No pressure. No obligation. Just an initial conversation.